MartOnline - Buy on easy EMIs

Introducing MartOnline, India's fastest growing financing-led ecommerce platform. Our app aims to empower millions of local retailers by providing them the capacity to offer financing options to their end consumers. We also empower Indian middle-class buyers by offering easy EMIs for purchasing anything from our network stores. Here's how it works: download the MartOnline app, allow necessary permissions, complete KYC by uploading ID details, and based on your creditworthiness, we provide you with an instant loan limit. You can choose between Pay Araam Se, an interest-free rotating loan, or Pay Araam Se EMI, which allows you to buy anything on EMI with flexible tenure. Start shopping now and experience the convenience of easy financing options with MartOnline!

Features of the MartOnline app:

- Financing options: MartOnline empowers local retailers to offer financing options to their end consumers, making it easier for the middle-class buyers to purchase items from their network of stores.

- Easy EMI process: Users can download the MartOnline app from the play store and complete the necessary KYC process by providing their Aadhar details, PAN card, and a selfie. This information is used to assess the user's creditworthiness.

- Instant loan limit: Based on the user's creditworthiness data received from CIBIL and SMS, MartOnline provides an instant loan limit.

- Pay Araam Se: Users with a loan limit of up to INR -000 can enjoy interest-free rotating loans for up to 30 days. They can shop throughout the month and pay before the 3rd of the next month.

- Pay Araam Se EMI: Users with a loan limit of up to INR -000 can walk into any of the network stores and purchase items on EMI for a tenure ranging from 3 to 12 months.

- Transparent loan interest: MartOnline discloses the loan interest upfront, making it clear for users. For example, if a purchase of INR -000 is made on a 12-month EMI plan, the user will pay a processing fee of 2% + GST and 12 monthly EMIs of INR - resulting in a total interest payment of INR 6794 over 12 months.

Conclusion: 

With the MartOnline app, users can enjoy the convenience of financing options and easy EMIs for their purchases. The app provides a seamless process for assessing creditworthiness, setting loan limits, and offering interest-free rotating loans or EMIs based on the user's preference. MartOnline aims to empower both local retailers and middle-class buyers in India, creating a win-win situation for all parties involved. Download the app now and experience a hassle-free shopping experience.