MyKy

MyKy is an all-in-one shopping and payments app that combines online retail, local store discovery, and recurring bill services with a social reselling model that rewards members. The app lets users buy products sourced directly from manufacturers, pay utility and service bills, and locate neighbourhood merchants via an interactive map. Members can share product links or IDs to build small communities and earn a portion of platform revenue when purchases are completed. MyKy also provides a Supplier Terminal where GST-registered businesses can list items after quality verification, making the app useful for shoppers, resellers and merchants alike.

Key Features

⭐ Online marketplace with products sourced directly from manufacturers, subject to quality checks, and quick doorstep delivery.

⭐ Share & Earn functionality lets members share items using their member ID; guests can complete purchases with a mobile OTP and the referrer receives a profit share after successful transactions.

⭐ Offline shopping and local discovery for MyKy members: find neighbourhood shops by category, view store photos, and pay in-store by scanning a store QR code or using UPI.

⭐ Built-in recurring payment services including mobile and DTH recharge, electricity and water bill payments, FASTag top-ups, insurance payments and LPG booking.

⭐ Supplier Terminal for GST-registered manufacturers, distributors and SMEs to list products on MyKy after verification; no platform listing charge through August 15, 2025, and reward programs for suppliers who build communities.

Advantages

✅ MyKy members share in revenue: a portion of service and sales earnings is credited to users and to those who recommend the app.

✅ Consolidates online shopping, local storefront discovery, and bill payments in a single interface for everyday convenience.

✅ Direct sourcing and product verification help keep prices competitive while maintaining quality control.

✅ Suppliers and small businesses gain an on-ramp to digital customers, with incentives to promote their offerings and grow their communities.

Disadvantages

❎ Supplier listings require GST registration, which may exclude informal or unregistered sellers.

❎ Earnings from referrals and service transactions depend on other users' purchases, so rewards vary with adoption and activity.

❎ Local shop availability and app features may differ by region until more merchants register with the platform.