Universo Mobile Banking, Créd

Introducing Universo Mobile Banking, Créd APP! This free app gives you complete control over your Universo Card, making payments simple, subscribing to personal and auto credits 100% online, and providing access to a range of insurances anytime, anywhere. Plus, now with Google Pay! With our Mobile Banking feature, you can check real-time balances, accumulated discounts, and categorize your expenses. You can also manage your personal finances and budget by making payments, transfers, and changes in payment modalities.

Features of Universo Mobile Banking, Créd:

⭐️ Mobile Banking: The app allows users to check their account balances, view accumulated discounts on purchases, and track expenses by category and payment method. It also provides information on upcoming payments and access to bank statements and payment receipts.

⭐️ Online Payments and Virtual Cards: Users can make secure online payments using virtual cards. The app supports payment installments (3x, 6x, or 12x) on any website worldwide.

⭐️ Personal Finance Management: The app enables users to make payments for purchases/services and to the government. It supports different payment installments and allows mobile phone top-ups. Users can also initiate transfers to their own or other bank accounts, change payment methods for past purchases, and download payment receipts. The app offers the option to schedule transfers and split bills with other users.

⭐️ Personalized Card Management: With this app, users have complete control over their cards and can ensure security. It provides usage alerts, allows setting spending limits, enables configuring controls for specific transactions (such as online or contactless), and keeps a history of notifications. Users can change their card's PIN, request a new card, temporarily block or replace a lost or stolen card, and associate loyalty cards (e.g. Continente and Worten).

⭐️ Online Credit Requests: The app offers a convenient way to subscribe to different credit products, including personal loans, car loans, and consolidated loans.

⭐️ Insurance Services: Users can access and manage home and travel insurance. The app also provides messaging support for customer service, allowing users to view the history of past inquiries.

Conclusion:

Universo Mobile Banking, Créd offers a user-friendly and secure way to manage personal finances, make online payments, and access various banking services. With features like real-time account information, virtual card payments, personalized card management, credit requests, and insurance services, this app provides a comprehensive solution for convenient and efficient financial management. Download the app now to take control of your finances and enjoy a seamless banking experience.