Kash - Money Manager

Kash - Money Manager is a free, privacy-first personal finance app that helps you track income, expenses and account balances without subscriptions, ads or data harvesting. The app provides a clear dashboard with a 7-day spending chart, savings-rate insights and top-category summaries so you can spot trends and adjust spending quickly. Use Kash - Money Manager to manage multiple accounts, set budgets, create savings goals, track debts and schedule bill reminders while keeping all data on your device with export and backup options.

Key Features

⭐ Smart dashboard with a 7-day spending chart, savings rate indicator, contextual tips and a top-spending category view.

⭐ Complete transaction tracking for income, expenses and transfers with 15+ default categories, custom categories, recurring entries and quick search.

⭐ Manage cash, bank, credit card, savings and investment accounts with net worth tracking and multi-currency support for 33+ currencies.

⭐ Set weekly, monthly or yearly budgets per category with visual progress, automatic recalculation and over-budget alerts.

⭐ Savings goals and debt tracking let you set deadlines, add money toward goals, record payments and receive due-date reminders.

⭐ Kash - Money Manager stores all data locally, offers PIN lock security, CSV export and full backup & restore without sending data to servers.

Advantages

✅ Completely free with no ads, subscriptions or paywalls — premium features are available without additional cost.

✅ Strong privacy model: no account required, no data sent to servers and no tracking or analytics.

✅ Practical budgeting and reporting tools including pie charts, trend lines and monthly comparisons for clearer financial decisions.

✅ Multi-account support, multi-currency options and CSV export make it easy to consolidate finances and keep local backups.

Disadvantages

❎ No cloud-based account or server sync, so automatic cross-device synchronization is not available.

❎ Because data is stored locally, maintaining continuity between devices requires manual export, backup or restore operations.