Expense Tracker - Peggy

Expense Tracker - Peggy is a personal finance app that makes tracking money simple and fast by combining voice input, AI assistance and clear budgeting tools. Speak to log purchases, scan receipts or import CSV files, then watch budgets, savings goals and debt payoff progress across separate spaces with their own currencies. Peggy works offline, sends a gentle daily reminder to log expenses and keeps your financial data private without ads or trackers. If you want hands-free expense logging, easy shared budgets or smart insights from your own transactions, Expense Tracker - Peggy is built to reduce friction and keep control in your hands.

Key Features

⭐ Voice-powered logging: speak naturally and Expense Tracker - Peggy turns words into categorized transactions with a matching emoji.

⭐ Unlimited spaces for budgets, savings and debt tracking, each with its own categories, transactions and currency.

⭐ AI finance chat that answers questions about your spending and budget in plain language.

⭐ Smart import: scan receipts or upload CSVs and let AI extract transactions and create entries in bulk.

⭐ Per-category budgets with color-coded progress bars so you can spot overspending at a glance.

⭐ Offline support with local caching and automatic sync when you reconnect, plus daily reminders to stay on top of expenses.

Advantages

✅ Hands-free entry speeds up tracking and removes the friction of manual recording.

✅ Separate spaces make it easy to manage personal, joint or trip finances while keeping records and currencies separate.

✅ Automation for recurring transactions and bulk imports saves time and reduces data-entry errors.

✅ Expense Tracker - Peggy's privacy-first approach: no ads, no third-party trackers and no selling of your financial data.

Disadvantages

❎ Shared spaces require an 8-digit invite code, which can be inconvenient to coordinate for some groups.

❎ The owner of a shared space controls categories and member access, so collaborators have limited management permissions.

❎ Offline entries sync only when you reconnect, so changes made while offline won't appear on other devices until sync completes.